Filing for Chapter 7 or Chapter 13 bankruptcy affords you the ability to move on with your life. However, just as important as successfully getting through the filing process is what you do after bankruptcy.
Helping You With Post-Bankruptcy Matters
At the New Jersey law office of Russell S. Warren, Jr., Esq., we not only provide effective and efficient personal bankruptcy services for individuals and entities throughout the Bergen County area but continue to look out for our clients' best interests after bankruptcy. For more information about post-bankruptcy matters, contact us online or call 201-503-0773 to schedule a free consultation with an experienced Englewood Cliffs post-bankruptcy litigation lawyer.
Our attorney Russell S. Warren, Jr., has more than 25 years of experience and is a member of the National Association of Consumer Bankruptcy Attorneys, which is dedicated to serving the needs of consumer debtors in bankruptcy. He will personally assist you through the entire bankruptcy process and will take the time to address all your questions and concerns.
Life After Bankruptcy
Making the right decisions after filing for bankruptcy is an important step in the right direction toward financial security. One thing to consider is that just because you filed for bankruptcy does not mean you lack the ability to obtain a credit line. Having one credit line and making payments on time can help rebuild your credit and improve your credit score. The process is a steady one but over time you can be debt free and have peace of mind.
Chapter 13 Lien Stripping
One of the advantages of filing for Chapter 13 bankruptcy is the ability to strip the lien off of a second mortgage or third mortgage as a way to reduce debt and save your home. Once the lien is stripped, the debt becomes unsecured, similar to credit card debt. Oftentimes, under a Chapter 13 repayment plan, you do not have to repay all unsecured debt. This allows you to keep more money in order to help keep your home.
Contact Us for a Free Phone or Office Consultation With a Bergen County Credit Repair Attorney
To schedule a free consultation by phone or at our Englewood Cliffs office, contact us by e-mail or call 201-503-0773.
Russell S. Warren, Jr., Esq. | |
Law Office:473 Sylvan Avenue, First Floor | Mailing Address:P.O. Box 1234 |
Englewood Cliffs, New Jersey attorney Russell S. Warren, Jr., Esq. represents clients throughout northern New Jersey in communities such as Englewood Cliffs, Englewood, Bergenfield, Cliffside Park, Dumont, Fort Lee, Garfield, Hackensack, Leonia, New Milford, North Bergen, Paramus, Passaic, Patterson and Teaneck.Bergen County | Hudson County | |